**Purchase Price $500,000, Loan Amount $450,000, Interest Rate 6.499% (APR 7.062%), with a 3-2-1 temporary buydown. Effective rate Year 1 of 3.499%, Year 2 of 4.499%, Year 3 of 5.499%, Years 4-30 of 6.499%. Principal/Interest Payment Year 1 of $2,020.45, Year 2 of $2,279.82, Year 3 of $2,554.77, and Years 4-30 of $2,844.01. Estimated monthly PMI of $131.25 per month. Taxes, Insurance, HOA Dues are not included in the payments listed, so total payment will be higher. Interest rate and payment are based upon a 30-Year Fixed Rate, Credit Score 740 or above, Primary Residence, Detached Single Family property, Purchase Transaction. No Prepayment Penalty. Interest Rate effective 1/30/2025. Terms and Conditions apply. Not all borrowers will qualify. This is not an offer to lend. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Income limitations may apply to some loan products. Guidelines, rates, and fees are subject to change without notice. Equal Housing Lender.